Pre-paid funeral plans
Many people choose to pre-plan and pre-pay for their funeral in advance. It’s a sensible way of ensuring your wishes are carried out and paid for without having to burden your family at an already stressful time. If you have made a will, why not organise a pre-paid funeral plan? At Aidan Gaunt Funeral Directors, we provide you with a simple way to plan ahead. All funeral plans are provided under the regulation of the Financial Conduct Authority.
Frequently Asked Questions
What is a funeral plan?
A pre-paid funeral plan allows you to record your wishes and pay for our funeral director services in advance.
As well as the cost of our funeral director’s services, there are other funeral costs you need to think about. Referred to as third party costs, these are for other essential services such as cremation or burial fees, and the minister or celebrant’s fee to perform the service. An allowance towards third party costs can be included in your funeral plan.
Why take out a plan?
Firstly, your funeral will be carried out exactly as you want it. It saves your family the added stress of organising your funeral and the financial burden of a funeral. Most importantly, you pay at today’s prices and are never asked for another penny thus saving your family further costs in the future. So, no matter how much funeral costs rise in years to come, your plan price will be frozen at today’s prices. It’s a better alternative to saving for your funeral, who knows how much a funeral will cost in 10 years time? And if you decided at any point to cancel, you’ll get all your money back minus an arrangement fee.
Is it easy to set up?
Absolutely. Simply give us a call or visit us to set up your funeral plan. As a funeral plan holder, you’ll receive personalised plan documents, which include a summary of your plan, our details, your plan holder certificate and a personal membership card for you to carry in your purse or wallet. You can add a nominated representative to your plan if you wish to do so. Your nominated representative will receive a letter with details of your plan and our details, as your chosen funeral director.
As your funeral director, we’ll hold full details of your funeral plan. When the time comes, one phone call is all it takes to activate your plan and get the arrangements underway.
How do I pay?
Once we know what your wishes are, we will give you a quote for your funeral plan. There are a range of ways to pay for your plan. You can make a one-off payment for immediate cover or spread the cost over 12 months at no extra charge. For a lower monthly payment, you can choose to spread the cost of your plan between 2 and 15 years with the instalment payment option. Please be aware, you will pay interest on plan payments over 12 months.
We will provide you with the information you need to make an informed decision.
What can I do now?
Simply phone or email for a free brochure, with no obligation to purchase a funeral plan. Have a good read through everything and if you have any questions, contact us and we’ll either visit you at home or you can come to us. As well as the comfort of having a funeral plan in place, you’ll have the peace of mind that comes with being able to help reduce your family’s worry and expense in the future. So why not take the next step?